Everyone who drives a car should have car insurance, but if you want to rent a car, you should also have coverage or you’ll be in big trouble if an accident happens. There are different ways to obtain rental car insurance coverage, you must be properly informed before making a decision.

When you rent a car you are responsible for any damage that occurs to the car while driving, having enough coverage is very important. There are 3 main ways to get rental car insurance coverage, you can use your own if you have it, you can use your credit card insurance, or you can use the rental car company’s coverage.

Should you include rental car insurance in your own car policy?

Well, that is a decision that you should make and consult with your agent, however, although it will cost extra, it is very useful, but you must have a few things in mind.

The company will only reimburse you for the rental car if it is a similar model, that is, if you have a VW and you rent a corvette, you will not have a refund.

Now taking a step back, it is best to use your own vehicle insurance when renting a car, but if you don’t have it, then it is recommended to take the rental company’s.

Of course, if you use the rental company’s coverage, you’ll end up paying a lot more to rent a car, so it’s best to use your own insurance, so it’s important to call your agent and ask if your policy covers a rental car.

Now if you want to get protection on your own because you need to compare rates from different companies and that can be easily done online, just fill out a form and get a quote. Follow the link below to get quotes from the leading companies in the industry.